Economy

100% mortgage? All offers to order

The ambition of everyone who borrows from banks to buy a house is waived 100% Mortgage. With this incentive, in fact, there is a series of invaluable benefits. One above all is the advantage of not having to give an advance. And precisely because it is a privileged procedure, it is not easy to get a 100% mortgage, and also because credit institutions require very consistent guarantees. There is a class of people, however, under 36 Draghi government He wanted to encourage.

Who is Preferred to Get a 100% Mortgage Loan

with the decree Duplicate support, the Council of Ministers stipulated that for those under the age of thirty-six who are interested in obtaining a 100% mortgage, the capital share guarantee is provided by the state. Other benefits are:

  • Exemption from registration taxes in case of buying and selling between individuals.

  • Tax exemption in the case of businesses subject to value added tax.

  • Mortgage and property tax free.

  • Reduce value added tax By 4% in the case of buying a home from builder.

  • Exemption from the alternative tax of 0.25%.

In the latter case, the credit institution retains a percentage of the amount presented as an alternative tax.

What are the best offers from banks?

As reported by the economic portal Idealista.itThere are some 100% mortgage offers. credit institutions Really very useful. Let’s see what it is in a nutshell:

  • Credit Agricole Youth Mortgage: flat rate €324 per month, tan 1.05% and crown 1.28%.

  • Mortgage with guarantee: Sardinian Bank at a fixed rate of 329 euros per month, Tan 1.15% and Taeg 1.29%.

  • Prima Casa Youth Mortgage Guarantee Fund: variable rate for Intesa San Paolo at €389 per month, Tan 0.50% and Taeg 0.55%.

  • Mortgage for youth under the age of 36: variable rate for Bper Bank at €394 per month, tan 0.60% and crown 0.72%.

See also  Excerpts from the Financial Peace Premium volumes with verification as of November 10, 2021

Thelma Binder

"Explorer. Devoted travel specialist. Web expert. Organizer. Social media geek. Coffee enthusiast. Extreme troublemaker. Food trailblazer. Total bacon buff."

Related Articles

Leave a Reply

Your email address will not be published.

Back to top button
Close
Close